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    <meta name="description" content="范式融通是国内领先的人工智能金融业务应用和金融科技服务提供商，是我国金融科技应用的领先企业。专业的人工智能技术，帮助金融、医疗、保险、交通和教育等诸多领域客户提供智慧应用的整体业务解决方案。银行信用卡反欺诈平台，金融商业灵动平台，人脸识别管理平台等多个领先AI应用，应用于商业银行的精准营销、个性化推荐、风险管控、智能投顾以及智能客服等多项业务中。" />
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                    <p>以客户为中心，通过APP,智能设备，PC等服务入口，将业务，平台，服务应用资源整合。</p>
                    <p>业务：以行业资源整合构建“金融+”业务生态圈，将金融产品为核心，以信息服务为引导，提升用户使用金融产品的意愿。</p>
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                            <div class="clever-class-item-title">精准营销</div>
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                               以对客户画像，产品画像，市场环境的海量数据分析模型代替专家经验规则的人工筛选，根据产品有目的性的确定营销客户群体，有效提升命中率，减少短信，人工成本，实际项目中相应率提高2-11倍，成交金额提高50%--500%
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                           基于NLP,深度学习，语义智能理解与交互等人工智能技术，使用海量数据建立对话模型，结合多轮对话与实时反馈自主学习，精准识别用户意图，实现多领域的语义解析和多形式的问答对话，将智能客服由此前的“辅助问答“向”主动问答“转变，保证用户体验，降低企业客服人力成本。
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                        智慧银医
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                        智慧银交
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                        智慧银效
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                        智慧银社
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                        智慧网点
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                        智慧信用
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                        智慧安防
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                        商圈金融
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                        政府金融
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                        社区金融
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                     <h4 class="anti-fraud-dec-title">#交易反欺诈平台>>></h4>
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                       以客户为中心的交易反欺诈管理，为每笔交易评估风险分值，实时阻断交易风险，大幅度提升银行交易风险的识别率和安全性。<br>我们有别于传统的专家规则，将人工智能风控技术嵌入其中，在交易前，交易中，交易后全流程实现闭环管控，为每个环节的业务人员提供信息和决策辅助。<br>并且形成交易反欺诈数据的全渠道应用，但不单针对事件，而是形成一个新维度：对人，对财，对物（事件），实现数据产品和数据服务。事前，主动预测风险，防患于未然，事中，采用规则引擎，用户画像，黑名单等技术，事后，风险建模对风险事件进行预测，使风控做到事前，优化现有规则。使金融风险的三个节点，门槛，核心，保障有效结合，实现精准，敏捷，智能。
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                    <p>为了防止用户银行卡密码被盗用和银行内部人员犯罪，提高银行安全系统，杜绝密码管理的繁琐和风险，将生物认证技术引入银行内外部业务流程中。</p>
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                        #静脉识别技术
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                        指静脉识别技术利用近红外线穿透手指后所得的静脉纹路影像来进行个人识别，是具有高精度，高速度的世界最尖端的生物特征识别技术。
                    </div>
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                    <div class="bio-pro-title">
                        #人脸识别
                    </div>
                    <div class="bio-pro-text">
                        人脸识别技术是基于人的脸部特征信息进行身份识别的一种生物识别技术。
                    </div>
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            <div class="bio-scene-title"><div class="bio-scene-title-1">指静脉识别延伸场景</div></div>
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                            <div class="bio-scene-item-title">人证合一</div>
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                                柜台业务<br>
                                移动营销
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                    <div class="bio-scene-item">
                        <div class="bio-scene-item-box">
                            <div class="bio-scene-item-icon bio-scene-item-icon-2">
                            </div>
                            <div class="bio-scene-item-title">身份识别</div>
                            <div class="bio-scene-item-loading"></div>
                            <div class="bio-scene-item-text">
                                营业厅服务<br>
                                高密集场所监控<br>
                                公安追逃
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                            <div class="bio-scene-item-icon bio-scene-item-icon-3">
                            </div>
                            <div class="bio-scene-item-title">身份认证</div>
                            <div class="bio-scene-item-loading"></div>
                            <div class="bio-scene-item-text">
                                自助设备取款<br>
                                自助设备自助开户<br>
                                网银/手机银行登录/支付<br>
                                网银/手机消费贷款<br>
                                远程开户
                            </div>
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                    <div class="bio-scene-item">
                        <div class="bio-scene-item-box">
                            <div class="bio-scene-item-icon bio-scene-item-icon-4">
                            </div>
                            <div class="bio-scene-item-title">身份认证（续）</div>
                            <div class="bio-scene-item-loading"></div>
                            <div class="bio-scene-item-text">
                                营销过程后督审计<br>
                                考勤管理<br>
                                OA登录/授权<br>
                                门禁/AB门管理
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            <div class="big-en">BUSINESS</div>
            <div class="bio-scene-title"><div class="bio-scene-title-2">人脸识别延伸场景</div></div>
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                        <div class="bio-face-item-title">银行客户的应用</div>
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                                <img src="../image/bio-face-bank-1.png" alt="">
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                                <li class="bio-face-item-li">银行自助终端指静脉认证</li>
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                                <li class="bio-face-item-li">企业网银系统指静脉认证</li>
                                <li class="bio-face-item-li">银行私人保险箱指静脉认证</li>
                                <li class="bio-face-item-li">VIP客户服务系统指静脉认证</li>
                            </div>
                        </div>
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                    <div class="bio-face-item fl" style="margin-left: 76px">
                        <div class="bio-face-item-title">银行内部的应用</div>
                        <div class="bio-face-item-box">
                            <div class="bio-face-item-img">
                                <img src="../image/bio-face-bank-2.png" alt="">
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                            <div class="bio-face-item-lists">
                                <li class="bio-face-item-li">银行业务授权系统</li>
                                <li class="bio-face-item-li">银行门禁系统</li>
                                <li class="bio-face-item-li">银行款包交接身份认证</li>
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                <p class="ch animated fadeInRight">第四范式 · 先知平台</p>
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                    <div class="seer-title">#第四范式 · 先知平台>>></div>
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                        第四范式•先知平台”是国内首个成熟商用的人工智能全流程平台，也是目前支持最大规模集群以及数据量的人工智能应用者开发平台。第四范式致力于人工智能平台，范式融通致力于智慧应用实现。依托“第四范式*先知平台”延伸到智能应用产品中，如信用卡反欺诈，智能投顾，智能客服，精准营销，风险管控等。更加有效安全的为各类金融机构用户实现数据赋值,AI赋能的智慧银行业务应用。
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